Retirement should be a time of freedom, not financial stress.
Recent research shows that only about 6% of South Africans retire financially independent. Fortunately, it’s never too late to take the first step — the sooner you start, the better your financial future can be.

At Ascor Independent Wealth Managers, we specialize in helping you create a retirement that rewards your years of hard work with lasting security and peace of mind.
With people living longer than ever before, thanks to medical advances, careful planning across all aspects of your financial life has never been more important.

 

When choosing a financial planner to assist you with your retirement planning, you should consider the following:

• Will they truly understand my unique retirement goals and needs?

• Can they help me grow my investments while protecting against unnecessary risk?

• Will they optimize my tax savings and help me manage healthcare and living costs?

• Are they able to assist with my estate planning, last will and testament, and preserving my legacy?

• Will they proactively monitor my progress and adapt as my needs change in retirement?

• Are they experienced, independent, and committed to my best interests?

At Ascor, we proudly answer yes to all these questions — and more.

With a more than 20 years proven track record, and a team of qualified CFP® Professionals, we offer our clients more than just investment advice — we provide a complete retirement solution.

 

How We Help You Prepare for a Secure and Enjoyable Retirement:

• Clarify Your Retirement Vision: We work with you to define and prioritize what a meaningful, rewarding retirement looks like for you.

• Calculate Your Retirement Needs: We accurately project how much you need to save and invest to achieve your goals, factoring in inflation, longevity, and personal circumstances.

• Create a Tailored Retirement Plan: Your plan will provide a clear roadmap to financial independence and is flexible to accommodate any changes that may be required during retirement.

• Manage Your Investment Portfolio: We carefully balance your growth needs with appropriate risk management, ensuring your portfolio stays aligned with your retirement objectives, before and during retirement.

• Plan Your Retirement Income: We help structure your withdrawals to provide sustainable monthly income — while minimizing taxes and mitigating the risk of outliving your capital.

• Take Care of Your Medical, Tax, and Estate Planning Needs: We review and plan for anticipated medical costs, optimize your tax position, update your estate plan, and ensure your last will and testament is correctly structured to protect your loved ones and ensure a lasting legacy.

• Provide Monthly Portfolio Reports: We deliver clear, easy-to-understand monthly reporting on your full investment portfolio, giving you transparency and confidence in your financial position.

• Preserve Your Retirement Savings: If you change employment, we guide you in protecting and growing your pension and provident fund assets.

From preparing for retirement, retiring and throughout retirement you will have just one point of contact: Ascor®.
We are your dedicated partner, delivering professional, independent advice that evolves with you, offering true peace of mind in every stage of your retirement journey.

 

A Trusted Guide: The Ultimate Guide to Retirement in South Africa

If you’re serious about retirement planning, we highly recommend The Ultimate Guide to Retirement in South Africa, co-authored by Wouter Fourie, CFP®, founding director of Ascor, and renowned financial journalist Bruce Cameron.

Recognized as South Africa’s leading retirement resource, the book offers practical, independent advice for every stage of retirement planning — making it an essential companion on your journey.

Partner with Ascor. Prepare with confidence. Retire with peace of mind.

 

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