Share this! Death and taxes – make both more palatable with an estate plan By Wouter Fourie (CFP®) Death is inevitable, and so are taxes. But you have ample flexibility to decide how much you pay the taxman – and what your loved ones get to keep – after you pass away. The trick lies …

Share this! What do I need to know when choosing trustees? By  Martin de Kock (CFP®) – Ascor® Independent Wealth Managers It’s advisable that your will be drafted in conjunction with your financial plan and that you appoint a trustee(s) carefully. It is a position that carries significant responsibility and should not be taken lightly. …

Share this! Drafting a last will and testament It’s advisable that your will be drafted in conjunction with your financial plan. By  Martin de Kock (CFP®) – Ascor® Independent Wealth Managers There needs to be enough estate liquidity to cover all expenses. First and foremost, have a will. Appointment of executor Many people are not …

Share this! Use tax rules on retirement to your advantage Wouter Fourie CEO of Ascor® Independent Wealth Managers and a former winner of the FPI Financial Planner of the Year award Calculating and paying taxes is burdensome at any stage of life, but even more so when you are on the cusp of retirement. At …

Share this! Don’t let the default option lead you to a false sense of security A default plan doesn’t consider a retiree’s personal circumstances, and there’s a risk that it’ll severely under-perform your growth. By  Wouter Fourie – Ascor® Independent Wealth Managers Every independent financial planner has stories to share of being approached by meeting …