Women and finance, How well do you know yourself financially

Women and finance: How well do you know yourself financially? The first step to becoming financially independent and wealthy is to know yourself. By Wouter Fourie (CFP®) CEO of Ascor® Independent Wealth Management. Wouter Fourie is Past winner of the FPI Financial Planner of the Year competition and the co-author of The Ultimate Guide to …

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Sequence of returns risk

Sequence of returns risk When you are in retirement and withdrawing capital on a monthly basis, the sequence of returns becomes a significant risk. By  Martin de Kock (CFP®) Director of Ascor® Independent Wealth Managers The sequence of returns does not pose a risk for investors accumulating for retirement. Regular contributions towards your retirement funds …

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Retirement: Women still at a disadvantage

Retirement: Women still at a disadvantage Here’s how women can improve their financial position in retirement. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past winner of the FPI Financial Planner of the Year competition and the co-author of The Ultimate Guide to Retirement in South Africa …

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Retirement The best investment money can buy

Retirement: The best investment money can buy! The investment growth at a rate better than inflation, combined with the added tax benefits, make retirement funds the best investment you will ever make. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past winner of the FPI Financial Planner …

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Two major retirement reform proposals for 2022

Two major retirement reform proposals for 2022 The government has been progressively reforming and restructuring the savings and retirement legislative framework. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past winner of the FPI Financial Planner of the Year competition and the co-author of The Ultimate Guide …

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How to prepare for a crisis

How to prepare for a crisis In times of a financial crisis, there are a number of rules to follow to mitigate the effects of the crisis and to assist when coping with a suddenly added burden. In this article, we follow on the previous one on how to prepare for a crisis. By  Martin …

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Ten threats to a financially secure retirement (Part 2)

Ten threats to a financially secure retirement (Part 2) In this second instalment on the threats to a secure retirement, we look at other factors that could hamper your opportunity to retire with a secure and adequate pension. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past …

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Ten threats to a financially secure retirement (Part 1)

Ten threats to a financially secure retirement (Part 1) Everyone longs for a financially secure retirement. But there are many risks and pitfalls that could jeopardise your chances of truly enjoying the fruits of your labour in retirement. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past …

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What can a pensioner do in times of crisis?

What can a pensioner do in times of crisis? The last two years have brought about a crisis for many pensioners. Some have braved the storm and others have panicked and made poor choices with their investments. We look at some of the dos and don’ts when it comes to a crisis. By  Martin de Kock …

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How costs can erode wealth creation in retirement

How costs can erode wealth creation in retirement Ever asked if you have saved enough for retirement? You should also ask whether the costs associated with your investments are eating into your savings. By Wouter Fourie (CFP®) Wouter Fourie is the CEO of Ascor® Independent Wealth Management.  He is past winner of the FPI Financial …

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