Share this! International Adviser – Best Practice Adviser Awards 2019 We humbly thank International Adviser for once again recognising why we do what we do, which is to service our clients with excellence. We are proud to have come out tops in these three categories in the 2019 Best Practice Adviser Awards: -Excellence in…
Share this! Saving for retirement when you’re an entrepreneur Many entrepreneurs realise too late that they need to start putting away some of their hard-earned profit towards their own retirement. Martin de Kock cautions: “Be careful to not put all your capital in your business, thinking that will be sufficient for the day you can’t…
Share this! Risks to retiring well – Part 2 By Wouter Fourie (CFP®) A while ago, we had a look at many of the typical pitfalls that we fall into when planning for our retirement. These include issues such as the high cost of healthcare and increased longevity for future generations. But there are other…
Share this! Prescribed assets – why all the fuss? The government can solve its money problem by drawing on the more than R6 trillion in managed savings. By Wouter Fourie (CFP®) – Ascor® Independent Wealth Managers The organisations that would benefit from our investments and pension funds have poor track records of managing their funds…
Share this! Five risks to your chances of retiring well – and the antidotes While these conditions may be a risk to your pension fund, the greater risk to your nest egg and to you retiring comfortably is much closer to home By Wouter Fourie (CFP®) Most retirees underestimate how long their retirement years will…
Share this! Death and taxes – make both more palatable with an estate plan By Wouter Fourie (CFP®) Death is inevitable, and so are taxes. But you have ample flexibility to decide how much you pay the taxman – and what your loved ones get to keep – after you pass away. The trick lies…
Share this! What do I need to know when choosing trustees? By Martin de Kock (CFP®) – Ascor® Independent Wealth Managers It’s advisable that your will be drafted in conjunction with your financial plan and that you appoint a trustee(s) carefully. It is a position that carries significant responsibility and should not be taken lightly….
Share this! Drafting a last will and testament It’s advisable that your will be drafted in conjunction with your financial plan. By Martin de Kock (CFP®) – Ascor® Independent Wealth Managers There needs to be enough estate liquidity to cover all expenses. First and foremost, have a will. Appointment of executor Many people are not…
Share this! Use tax rules on retirement to your advantage Wouter Fourie CEO of Ascor® Independent Wealth Managers and a former winner of the FPI Financial Planner of the Year award Calculating and paying taxes is burdensome at any stage of life, but even more so when you are on the cusp of retirement. At…
Share this! Don’t let the default option lead you to a false sense of security A default plan doesn’t consider a retiree’s personal circumstances, and there’s a risk that it’ll severely under-perform your growth. By Wouter Fourie – Ascor® Independent Wealth Managers Every independent financial planner has stories to share of being approached by meeting…