Structuring a tax-efficient retirement and savings plan

Structuring a tax-efficient retirement and savings plan Your taxable income decreases by the amount that you save for retirement. By Wouter Fourie (CFP®) – 7 January 2021 Past winner of the FPI Financial Planner of the Year competition and the co-author of The Ultimate Guide to Retirement in South Africa and, Secure your retirement. He is the CEO of …

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Grandparent’s funds: A tax- and cost-efficient strategy

Grandparent’s funds: A tax- and cost-efficient strategy By Martin de Kock (CFP®)   Question: I have an ailing grandparent (80 years old) with R20 million in total cash in a money market fund. They require a small monthly income (R5 000) and would like their beneficiaries to inherit directly at their death, which is imminent. …

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