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Allowance vs. Earnings Empowering Kids with Financial Literacy from a Young Age By Dané Potgieter What if kids could grow up knowing how to save, spend and make smart money choices – just like grownups? That is what financial literacy is all about. One of the best ways to start learning it is by …
Money Lessons Hidden in Everyday Moments Teach Your Kids Without the Lecture By Caty Naude CFP® As a parent or caregiver, you don’t need a formal ‘money talk’ to teach your kids about finances. Some of the most impactful lessons happen naturally during everyday routines and often stick longer than a one-time conversation …
Pay Less, Keep More Tax tips for business owners in SA By Werner Pienaar CFP® Smart tax planning can lead to significant savings and improved cash flow. Whether you’re operating as a sole trader or through a registered company, knowing how different tax rates apply is crucial. Understanding Tax Rates: Company vs Individual …
How to Maximise Your Tax Return in the New Financial Year Caty Naude CFP® As we enter a new tax year, proactive planning is key to maximising your tax return and ensuring compliance with SARS regulations. Instead of rushing at the last minute, taking strategic steps throughout the year can help you optimise your …
Planning Your Financial Future Together By Michelle Bester CFP® Planning your financial future together with your spouse or life partner is essential for building a strong, secure foundation for your shared future. Setting joint goals can strengthen your relationship and ensure you both are aligned on your financial aspirations. Here are some …
From Tax Stress to Tax Success Planning Tips for 2026 By Dylan Rodrigues With the 2025 tax year behind us and the 2026 tax year now underway, it is the perfect time to put a solid tax strategy in place. Proper tax planning ensures you take advantage of available deductions, exemptions, and investment …
Common Tax Mistakes and How to Avoid Them By Stephan Joubert CFP® Tax season – two simple words that can strike fear into the heart of even the most organized individual. The stress of sorting through countless receipts, deciphering cryptic tax codes and racing against deadlines can feel like an annual gauntlet. It …
Joint versus Separate Accounts Which is Right for You? By Dané Potgieter When it comes to managing finances, couples and individuals often face the decision of whether to use joint or separate bank accounts. Each option has its own set of benefits and drawbacks, and the right choice depends on various factors, including …
Love and Money How Couples Can Navigate Possible Financial Conflicts By Caty Naude CFP® Money is often cited as one of the leading sources of conflict in relationships. While love and commitment bring couples together, differing financial habits and priorities can drive them apart if not properly addressed. In my experience as a …
The most TAX efficient investment available – act now! Retirement Annuity top-up contributions. Utilize your 2025 tax benefit before 28 Feb 2025 – Retirement annuity top-up contributions. Retirement annuities are the most tax efficient investment product available for individuals to save for retirement. Contributions to retirement annuities qualify for a tax deduction – …